Insider's experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page.
- Shoppers can complete medical exams at a doctor's office, home, or at work.
- You'll need a medical exam to get the best life insurance rate.
- No medical exam life insurance comes with higher premiums and lower coverage.