Here's why the housing market could see more action this year - and what it means for affordability

Welcome back, readers — Phil Rosen here. On this day 54 years ago, the Beatles played their last-ever gig on a rooftop in London. 

And just the same, today marks my last Monday writing to you from California this winter. 

That's not to say I'm on par with the Beatles, but I've never really believed in coincidence. I'll leave that verdict for you.

Now — into the housing market we go.

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