I'm 43 and still have $25,000 left to pay in student loans — but now I have to take out more debt to stay in my field. This system is ridiculous.

Fri, 01/27/2023 - 09:20

Meghan Taff is a physical therapist who has returned to school for her doctorate degree in order to continue practicing in her field.

Courtesy of Meghan Taff

Meghan Taff has a master's in physical therapy and has worked in the field for nearly 20 years.
She's paid off 75% of her student loans, but must return to school and add up to $15,000 more debt.
Taff is very frustrated about the student-loan forgiveness lawsuits and the student-debt system.

This as-told-to essay is based on a conversation with Meghan Taff, a 43-year-old physical therapist from St. Louis, Missouri, about her student-loan debt. It's been edited for length and clarity.