Insider's experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page.
Deciding on the right credit card for your spending habits and financial situation can be daunting, considering the vast number of cards on the market right now. The best credit cards come with generous welcome offers, lucrative bonus categories, and compelling benefits — but some also charge high annual fees and make it tricky to redeem rewards.