Insider's experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page.
Insurance is always in the background of our lives, and it's easy to forget until we need it. Some insurance products, like auto, are required by the state. Others, such as pet and travel, are entirely optional. But a plan fitting your needs could save you thousands of dollars in an emergency with affordable monthly premiums.