A young couple in their home.
US homeowners saw home equity levels soar during the pandemic.
  • Americans amassed record levels of home equity during the pandemic housing boom.
  • But high mortgage rates are making it difficult for homeowners to take advantage of this wealth.
  • Home equity investments are a way to raise cash without taking out a new loan.

The unprecedented surge in home prices during the pandemic has left US homeowners with historic levels of home equity.