The pandemic ushered in free weekly credit reports for Americans. Unless the government acts soon, that's over.

• Since the start of the pandemic, Americans have been able to access free weekly credit reports.
• Consumers were previously entitled to one annual credit report from each of the three major bureaus.
• Advocates argue that such reports should remain free, with consumers able to easily dispute inaccurate data.

During the earliest days of the coronavirus pandemic in April 2020, the three major credit bureaus — Equifax, Experian, and TransUnion — announced that they would offer free weekly credit reports in response to the public health emergency.