Homebuyers hoping for better deals as prices drop are getting slammed as average payments just hit a record high

• In April, home prices posted the biggest annual decline in more than a decade, according to Redfin.

• But homebuyers' monthly mortgage payments still soared to a new all-time high.
• Housing affordability is as awful as ever due to the high rates and the lack of homes for sale.

US home prices just posted the biggest annual decline in more than a decade, but that's not making homeownership any more affordable.