Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page.

A 2% cash back credit card is one of the easiest ways to earn simple, predictable rewards for your everyday spending. If you want to earn a flat rate of return on all your spending with no bonus categories to remember – and usually no annual fee to worry about – a 2% cash back credit card could be the best credit card for you.