Hey there! Dan DeFrancesco in NYC, but more specifically I'll be at the Fintech Nexus conference today with my colleague Paige Hagy. Come say hi if you see me. Just mention the newsletter so I know you're one of the good ones. 

Today, we've got stories on why Janet Yellen is freaking out about the debt ceiling, AI tools that will make you more productive at work, and the best stuff to buy at Costco, according to a food critic.

But first, take two of these and call me in the morning.