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- Dawn Rose, 53, has $610,000 in student debt after combining balances with her then-husband in 1999.
- They divorced in 2015, but Rose is stuck paying off her ex-husband's debt.
- She's waiting for a law to be implemented that allows for the separation of those loans.
Dawn Rose, 53, has a huge student-debt load. But she says most of it isn't even hers.