College graduate
  • Dawn Rose, 53, has $610,000 in student debt after combining balances with her then-husband in 1999.
  • They divorced in 2015, but Rose is stuck paying off her ex-husband's debt.
  • She's waiting for a law to be implemented that allows for the separation of those loans.

Dawn Rose, 53, has a huge student-debt load. But she says most of it isn't even hers.