Millions of student-loan borrowers could find out in the next 2 months if they will get Biden's debt relief. Here's what's at stake — beyond a reduction to balances.

• The Supreme Court is expected to issue a decision on Biden's student-debt relief by the end of June.
• It will determine whether borrowers have to resume payments this year with or without relief.
• From a potential backup plan to targeted repayment reforms, here's what's at stake.

A critical Supreme Court decision for millions of student-loan borrowers could come by the end of next month. There's a lot at stake.