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- Chase is offering several personal checking account bonuses, including one offering up to $3,000.
- To get the $3,000 bonus, open or upgrade to Chase Private Client Checking and complete certain activities.
- Other banks have high bank account bonuses, too, if you're looking for more options.
If you're looking to open a checking account with one of the best national banks, Chase has several cash bonuses that could make it your top pick.
The highest cash bonus available at Chase Bank is $3,000. To get the bank account bonus, you'll have to open or upgrade to a Chase Private Client Checking Account by October 18, 2023, and fulfill certain activities.
How to get a $3,000 Chase bonus
Chase Private Client Checking is a bank account specifically for customers who can maintain a combined balance of $150,000 across this account and any linked bank and investment accounts.
New and existing customers are eligible for the Chase Private Client Checking bonus. Eligible linked accounts include Chase's personal checking accounts, personal savings accounts, and J.P. Morgan Wealth Management non-retirement accounts.
First, enter an email on the Chase bonus page and speak with a client banker. Then, transfer qualifying new money or securities into a combination of eligible accounts within the first 45 days of account opening. Chase defines new money as deposits, funds, and securities that aren't currently in any Chase bank accounts or affiliates, like J.P. Morgan Securities.
The amount of money you deposit into the account will determine how much you earn as a bonus:
- A deposit of $150,000 to $249,999.99 would get a $1,000 cash bonus.
- A deposit of $250,000 to $499,999.99 would get a $2,000 cash bonus.
- A deposit of $500,000 or more would get a $3,000 cash bonus.
The last step to qualify for the bonus is that you'll need to maintain this money in the account for 90 days after opening the account. The cash bonus will be deposited into your account within 40 days.
More Chase checking account bonuses
If you don't qualify for the Chase Private Client Checking bonus, the bank also has more personal checking account bonuses available until October 18, 2023.
- Chase Total Checking: This account has a $200 checking account bonus. New checking account customers are eligible for the bonus as long as they open an account with a coupon code and set up a direct deposit within 90 days of enrolling.
- Chase Secure Banking: You may qualify for a $100 checking account bonus. New checking account customers need to open an account with a coupon code and make 10 transactions in the first 60 days.
- Chase College Checking: This account also has a $100 checking account bonus. This account is for college students who are new Chase checking customers and are between the ages of 17 and 24. To get the bonus, you'll open an account online or a branch using a coupon code, and complete at least 10 qualifying transactions within the first 60 days.
High bank account bonuses at other banks
Other banks have high bank account bonuses, too. If you're looking for more personal checking account options, consider some of the following institutions featured in our best bank account bonuses guide.
- Citibank: Citi is offering a cash bonus ranging from $200 to $2,000 on eligible checking accounts, like Citigold Checking and Citi Priority, via the bank's promotional page. To earn a $2,000 cash bonus, deposit at least $300,000 within 20 days of opening an account. The bonus is being offered until January 9, 2024.
- Huntington Bank: New Huntington Bank customers may qualify for a $600 cash bonus. To get the bonus, you'll open the Huntington Bank Platinum Perks Checking by October 7, 2023, with a bonus code, and deposit at least $25,000 within the first 60 days. You'll also have to maintain a $25,000 account balance for at least 90 days.
- BMO Harris: The BMO Harris Premier Account has a $500 cash bonus for new personal checking account customers. You can earn the cash bonus by opening an account using a coupon code and receiving direct deposits totaling $7,500 or more in the first 90 days. The offer is available until September 15, 2023.
- U.S. Bank: Residents of certain US states may be eligible for a U.S. Bank checking account bonus of up to $500 if they're a new customer. To qualify, open a new account by September 6, 2023, with a coupon code. Then, enroll in mobile or online banking and make two or more direct deposits within the first 90 days. A direct deposit totaling $5,000 to $9,999.99 receives a $300 bonus, and direct deposits of $10,000 or more receive a $500 bonus. You may also qualify for up to $400 when you open U.S. Bank Standard Savings. (Note: If you open Standard Savings and Smartly Checking at the same time, you'll earn bonuses for each plus an additional $100, for up to $1,000 total.)
All of these banks are FDIC insured, so up to $250,000 per depositor is secure in a bank account.
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