Only a couple dozen student-loan borrowers have gotten their debt wiped out in court since Biden announced changes nearly a year ago to make the process easier

• Biden announced reforms to the bankruptcy process for student-loan borrowers in November.
• New data obtained by Student Defense found fewerr than 45 borrowers have seen relief since those reforms.
• Experts and lawmakers want to ensure bankruptcy is a viable option before payments resume this fall.

It's been nearly a year since President Joe Biden announced reforms to make it easier for student-loan borrowers to get rid of their debt in bankruptcy court. It's hard to say if those changes are working as intended.