Tech Insider

Our experts answer readers' home-buying questions and write unbiased product reviews (here's how we assess mortgages). In some cases, we receive a commission from our partners; however, our opinions are our own.

Woman working at home in front of a laptop and talking on the phone.
A good debt-to-income ratio is 36% or lower.

wsfurlan/Getty

Tags
Personal Finance, Loans, Mortgages, Mortgage Lending, Financial Planning, homebuying, Debt to income ratio, Personal Finance Insider, PFI Reference, Freelance, TOC-jump-to, PFI Storytelling, FAQ Page
Source
What does debt-to-income ratio mean for mortgage borrowers?