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The pandemic drastically changed our day-to-day lives, and even though the world has opened up again, most of us are still spending more time at home than before. For most people, that means a change to their credit card spending and travel rewards strategy.
If you're watching Netflix, Hulu, or another streaming service while you're hanging out at home, consider using one of the best credit cards that earn bonus rewards on streaming services. There are numerous great options, including cards that earn bonus travel points or cash back — and some offer elevated rewards in other popular categories, as well.
Here are some of the best credit cards that earn bonus rewards on streaming services.
Compare the Best Credit Cards for Streaming Services
Best Credit Cards for Streaming Services
Chase Sapphire Preferred® Card - Product Name Only : Best credit card for earning Chase Ultimate Rewards® pointsBlue Cash Preferred® Card from American Express - Product Name Only : Best credit card for maximum cash backCapital One Savor Cash Rewards Credit Card - Product Name Only : Best credit card for cash back on streaming, dining, and entertainmentCapital One SavorOne Cash Rewards Credit Card - Product Name Only : Best credit card for cash back with no annual feeU.S. Bank Cash+® Visa Signature® Card - Product Name Only : Best credit card for earning bonus rewards on several spending categoriesCapital One SavorOne Student Cash Rewards Credit Card - Product Name Only : Best credit card for studentsCiti Custom Cash℠ Card - Product Name Only : Best credit card for automatically maximizing cash backThe Platinum Card® from American Express - Product Name Only : Best card for monthly streaming creditsU.S. Bank Altitude® Connect Visa Signature® Card - Product Name Only : Best credit card for earning streaming credits each yearPrime Visa - Product Name Only : Best credit card for Amazon Prime VideoApple Card - Product Name Only : Best credit card for Apple TV+Ink Business Cash® Credit Card - Product Name Only : Best credit card that offers bonus rewards on internet
Methodology: How We Chose the Best Credit Cards for Streaming Services
We're focused here on the rewards and perks that come with each card. These cards won't be worth it if you're paying interest or late fees. When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.
A few credit cards offer statement credits for spending on streaming. Others provide entirely free subscriptions to select streaming services. These cards are included in this post.
A number of credit cards provide an incredible return rate for streaming purchases. We've also included these cards. Below are the best credit cards with streaming-specific benefits. They've got a mix of valuable bonuses, excellent bonus categories, valuable ongoing benefits, and an annual fee that is reasonably proportional to the value you can achieve each year.
Why you should trust our recommendations
Insider's cards team does not communicate with the business team about which cards are profitable for the site and which are not. We don't hard sell cards because we genuinely want you to find the best one for your situation. We'll tell you when a credit card is a great deal, and we'll steer you away from cards that are predatory or subpar.
Credit card for streaming services frequently asked questions
Are credit cards for streaming services worth it?
The best credit cards for streaming are worth it only if you can squeeze value from other credit card benefits. Because streaming services probably don't make up a large portion of your monthly spending, perks surrounding this expense aren't reason enough to open a card. However, you could easily save hundreds of dollars per year by using credit cards that provide statement credits or free subscriptions as a perk.
Is there a credit card specifically for streaming services?
There is no co-branded credit card designed specifically for streaming purchases.
Do credit card streaming credits expire?
Streaming credits offered by credit cards do expire. For example, if your card awards credits monthly, they'll expire at the end of the month. In other words, you can't accrue your credits for a few months and use them to purchase an annual subscription for free. If you don't use them, you lose them.
Best credit card for earning Chase Ultimate Rewards points
Streaming service earning: The
Welcome bonus offer:
Annual fee:
Other benefits: The
The card also offers a 10% anniversary points bonus and up to $50 per year in statement credits for hotels booked through Chase. If you maximize this hotel credit, you can offset more than half of the card's annual fee.
Chase Sapphire Preferred Card Review
Best credit card for maximum cash back
Streaming service earning: It's hard to beat a rate of return of 6% cash back on any type of purchase, let alone streaming services, but that's just what this card offers on US streaming subscriptions from select providers including Amazon Music, Apple TV+, Audible, Disney+, HBO Now, Hulu, iHeartRadio, Netflix, Prime Video, Showtime, Sling TV, SiriusXM, and YouTube Premium, among others. Plus, the card offers a monthly $7 credit when you pay for a Disney Bundle subscription of $9.99 or more with your card**.
Welcome bonus offer:
Annual fee:
Other benefits: This card has to be one of the top all-around cash-back earners since it also accrues 6% cash back at US supermarkets on up to $6,000 in purchases per year (then 1% back), plus 3% cash back at US gas stations and on transit, including taxis, rideshares, parking, tolls, trains, and buses. It earns 1% back on everything else (cash back is received in the form of Reward Dollars that can be redeemed as statement credits).
American Express Blue Cash Preferred Review
Best credit card for cash back on streaming, dining, and entertainment
Steaming service earning:
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Annual fee:
Other benefits: Along with streaming, the
Best credit card for cash back with no annual fee
Streaming service earning: Like its big sibling, the
Welcome bonus offer:
Annual fee:
Other benefits: Cardholders can earn 10% cash back on purchases made through Uber and Uber Eats, plus complimentary Uber One membership statement credits through November 14, 2024, and 8% cash back on Capital One Entertainment purchases. Cardholders can also earn 5% cash back on hotels and rental cars booked through Capital One Travel, 3% back on dining, entertainment, and grocery stores (excluding superstores like Walmart and Target), and 1% back on everything else. This card doesn't have any caps on the cash back you can earn, even on bonus purchases, which sets it apart from many other cash-back products.
Capital One SavorOne Card Review
Best credit card for earning bonus rewards on several spending categories
Streaming service earning: The
Welcome bonus offer:
Annual fee:
Other benefits: This card's earning structure is what makes it stand out. Not only is the potential of 5% cash back excellent, but its $2,000-per-quarter cap is also relatively high, as is an uncapped 2% category. The 5% categories include department stores, home utilities, furniture stores, movie theaters, gyms, ground transport, clothing stores, electronic stores, fast food, and cell phone providers. The 2% categories include solid choices like grocery stores, gas stations, and restaurants. With a little bit of strategy, this card can be a blockbuster earner.
Best credit card for students
Streaming service earning: The
Welcome bonus offer:
Annual fee:
Other benefits: Like other Capital One cards, the
Capital One SavorOne Cash Rewards Student Credit Card Review
Best credit card for automatically maximizing cash back
Streaming service earning: The
Welcome bonus offer:
Annual fee:
Other benefits: Along with select streaming, other eligible categories for earning 5% cash back are restaurants, gas stations, grocery stores, select travel, select transit, drugstores, home improvement stores, fitness clubs, and live entertainment. So if your expenses tend to fluctuate, it's easy to maximize rewards with the card. Plus, because the card earns rewards in the form of Citi ThankYou points, you can redeem them for more than just cash back.
Best credit card for monthly streaming credits
Streaming service earning: The
Welcome bonus offer:
Annual fee:
Other benefits: This premium credit card comes at a high cost, but for the price, you'll receive a huge range of benefits that can be worth far more than the annual fee. Cardholders receive up to $200 per year in Uber Cash credits**, up to $200 per year in airline incidental fee credits**, up to $200 for prepaid hotels through Fine Hotels & Resorts or The Hotel Collection (minimum two-night stay), either a Global Entry or TSA PreCheck credit, and much more.
American Express Platinum Card Review
Best credit card for earning streaming credits each year
Streaming service earning: The
Welcome bonus offer:
Annual fee:
Other benefits: Cardholders also earn 4x points on travel and at gas stations, 2x points at grocery stores and on grocery delivery and dining, and 1 point per dollar on all other purchases. The card also comes with perks like cell phone protection, a Global Entry or TSA PreCheck application fee credit, and Visa Signature benefits.
In addition, this card offers a Priority Pass Select airport lounge membership with four free visits per year, trip cancellation/interruption insurance, and trip delay insurance.
US Bank Altitude Connect Card Review
Best credit card for Amazon Prime Video
Streaming service earning: Amazon Prime members earn 5% back at Amazon, including annual Amazon Prime membership and its access to Amazon's extensive original and licensed content.
Welcome bonus offer:
Annual fee:
Other benefits: Cardholders also earn 5% back at Whole Foods and on travel booked through Chase, 2% back at restaurants, gas stations, and local transit and commuting (including rideshare), and 1% back on all other purchases. They can redeem their rewards for Amazon.com purchases, as a statement credit or direct deposit to a linked bank account, or use them toward gift cards or travel.
Best credit card for Apple TV+
Streaming service earning: This relative newcomer earns 3% back on Apple purchases including items from iTunes, the App Store, and subscriptions to Apple Music and Apple TV+. Cash back is earned in the form of Daily Cash, which you can use to pay for purchases via Apple Pay.
Welcome bonus offer: None
Annual fee:
Other benefits: The
Some cards offer bonus rewards on internet, too
If you're thinking of upgrading your internet service or simply want to earn rewards on that expense too, keep in mind that some of the best small-business credit cards offer bonus points in this category.
For example, the
Or consider the