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If you want to boost your balance of rewards points or frequent flyer miles, earning a welcome bonus offer from one of the best credit cards is the easiest way to earn rewards in a hurry. These welcome bonus offers, which typically require meeting a minimum spending requirement in a specific time frame, can get you thousands of reward points.
Now is a great time to pick up a new card, because there are a few fantastic offers available, including some that hit — and even pass — the 100,000-point mark. While points and miles programs each have their pros and cons, each of these 100,000-plus points bonuses is a fantastic value.
Some of these bonuses are only around for a limited time— meaning you should apply soon if you're interested.
Compare the Best Credit Cards With Welcome Bonus Offers of 100,000+ Points
Best credit cards with welcome bonus offers of 100,000+ points
The Business Platinum Card® from American Express - Product Name Only — Best card for earning Amex Membership Rewards pointsInk Business Preferred® Credit Card - Product Name Only — Best credit card for earning Chase Ultimate Rewards pointsHilton Honors American Express Surpass® Card - Product Name Only — Best mid-tier credit card for earning Hilton pointsHilton Honors American Express Aspire Card - Product Name Only — Best premium credit card for earning Hilton pointsThe Hilton Honors American Express Business Card - Product Name Only — Best small business credit card for earning Hilton pointsIHG® Rewards Premier Credit Card - Product Name Only — Best personal credit card for earning IHG pointsIHG® Rewards Premier Business Credit Card - Product Name Only — Best small business credit card for earning IHG pointsMarriott Bonvoy Business® American Express® Card - Product Name Only — Best small business credit card for earning Marriott Bonvoy points
Why You Should Trust Us: How We Chose the Best Credit Cards with Welcome Bonus Offers of 100,000+ Points
Our analysis of these credit card welcome bonus offers includes the total potential value you can get if you earn each full welcome bonus offer (that means hitting all tiers for offers that include multiple spending thresholds), using the average point value from Insider's latest points and miles valuations.
Unlike other roundups, where we focus on the full merits of a card, this list is focused entirely on the bonus. If the card offers 100,000 bonus points or more, it's on the list.
Credit Cards With Welcome Bonus Offers of 100,000+ Points Frequently Asked Questions
What credit card has the best welcome bonus?
The best credit card bonus isn't always the one offering the most points. That's because not all points currencies are worth the same.
For example, Insider's valuations peg Chase Ultimate Rewards points value to be 1.8 cents each, on average. But IHG points are worth just 0.65 cents each. That means the 100,000-point bonus from the
Based on our current valuations, the best welcome bonus at the moment is offered by
Are credit card welcome bonuses worth it?
Credit card welcome bonuses are worth it because they're the fastest way to accrue valuable credit card rewards for minimal effort. Even if a card charges an annual fee that you wouldn't normally consider paying, a sizable welcome bonus can make it worth trying for at least a year to see if its benefits and earning rates suit your lifestyle. Many welcome bonuses are worth enough to offset a credit card's annual fee many times over.
Can I earn a welcome bonus again if I've previously earned it?
In most cases, you can earn a welcome bonus again if it's been a while since you last received it. Generally, you'll have to wait between 24 and 48 months to earn the same bonus again. However, American Express enforces a once-per-lifetime rule which restricts you from ever earning a bonus twice.
Best Card for Earning Amex Membership Rewards Points
Small-business owners should consider
Based on Insider's valuation of Amex points at 1.8 cents each, you can expect to get around
Read more about the Amex Business Platinum:
Best for Earning Chase Ultimate Rewards Points
Based on Insider's valuation of Chase points, the
Spending $15,000 in three months won't be doable for everyone, but remember: This is a small-business credit card. That means it's meant for companies and sole proprietors that can rack up significant work expenses each month.
Read more about the Ink Business Preferred card:
Best Mid-Tier Card for Earning Hilton Points
Hilton Honors American Express Surpass Card
The
You can expect to get around
Read more about the Hilton Honors Surpass American Express card:
Best Premium Credit Card for Earning Hilton Points
Hilton Honors American Express Aspire Card
In addition to offering several annual statement credits and top-tier Hilton Diamond elite status, the
This is a great card if you stay with Hilton a lot because of all the benefits it offers, and the bonus is worth around
Read more about the Hilton Aspire card:
Best Small Business Card for Earning Hilton Points
Hilton Honors American Express Business Card
The welcome bonus offer on the
This card is a great choice for small-business owners who stay with Hilton, because it comes with a generous suite of benefits for a moderate annual fee of
Read more about the Amex Hilton Honors Business card:
Best Personal Card for Earning IHG Points
The
You can expect to get around
Read more about the IHG Rewards Club Premier card:
Best Small Business Credit Card for Earning IHG Points
For small-business owners who stay with IHG frequently, the
Cardholders receive automatic Platinum elite status, an annual free night award worth up to 40,000 points, and a Global Entry, TSA PreCheck, or NEXUS application fee credit, among other benefits. There's a
Read more about the IHG Rewards Premier Business card:
Best Small Business Credit Card for Earning Marriott Bonvoy Points
If you prefer to stay at Marriott Bonvoy properties, the
The card has an annual fee of
Read more about the Marriott Bonvoy Business card: