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Texas National Bank Review: Overall Rating
| Feature | Insider rating (out of 5) |
| Savings | 3.75 |
| Checking | 4 |
| CD | 4 |
| Money market account | 3.5 |
| Trustworthiness | 5 |
| Total | 4 |
Texas National Bank Pros and Cons
| Pros | Cons |
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About Texas National Bank
Texas National Bank is a Hispanic American-owned bank with eight branches around Texas (Brownsville, Edinburg, Elsa, McAllen, Mercedes, Mission, San Juan, and Weslaco). There are eight free Texas National Bank ATMs, and you can use over 55,000 Allpoint ATMs around the US for free.
The Texas National Bank mobile app has 4.9 out of 5 stars in the Apple store, and 4.0 out of 5 stars in the Google Play store.
To contact customer service, call Monday through Thursday from 9 a.m. to 5 p.m. CT, Friday from 9 a.m. to 6 p.m. CT, or Saturday from 9 a.m. to 1 p.m. CT.
Your deposits are FDIC-insured for up to $250,000, or up to $500,000 for joint accounts.
The Role of Hispanic American-led Financial Institutions
Hispanic American-owned financial institutions serve an important role in addressing banking gaps like language and access in underserved communities.
Texas National Bank provides several international banking services. For instance, the bank offers foreign currency exchange and same-day wire transfers for Mexican pesos.
The bank is also involved in local community events like 5k runs or school events.
Is Texas National Bank Trustworthy?
Texas National Bank does not have any public controversies.
Usually, we include Better Business Bureau grades when assessing how a bank is likely to interact with customers. The BBB has given Texas National Bank an A+ rating. You may want to read online customer reviews or ask friends and family about their experiences with the bank.
Texas National Bank FAQs
Is Texas National Bank legit?
Yes, Texas National Bank is a legitimate financial institution. Texas National Bank accounts are federally insured by the FDIC up to $250,000 per depositor, per category. Federal insurance protects bank account customers if a bank is shut down.
Where is the headquarters of Texas National Bank?
The corporate office headquarters of Texas National Bank is located in Edinburg, Texas.
How big is Texas National Bank?
Texas National Bank is a small local financial institution with 8 locations in the state.
Texas National Bank Account Reviews
Texas National Bank Personal Savings Account
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Texas National Bank Checking Account
Texas National Bank CD
Texas National Bank pays high rates on CDs, and the highest rate is on a 13-month promotional CD.
Texas National Bank Premier Money Market Account
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How Texas National Bank Compares
Texas National Bank vs. Rio Bank
Your choice between Texas National Bank and
You also may prefer Rio Bank if you're searching for second chance banking options. Rio Bank notably has a second chance checking account, which is a type of bank account for people who wouldn't normally qualify for a checking account with most banks.
Texas National Bank's interest rates are more competitive, though. You have the potential to earn more on your savings, CDs, and money market accounts, depending on your balance.
Texas National Bank vs. Lone Star National Bank
Lone Star National Bank has 38 locations while Texas National Bank only has 8 locations. If you prioritize a large branch network, Lone Star National Bank might be the better choice between the two banks.
For competitive CD rates, though, you may lean more toward
Lone Star National Bank Review
Why You Should Trust Us: How We Reviewed Texas National Bank
At Personal Finance Insider, we rate savings, checking, CD, and money market accounts using our banking methodology and CD methodology.
Each account receives a rating between 0 and 5. We evaluate a bank's ethics, customer service, and mobile app for all accounts. We also consider different features for specific types of bank accounts. For example, we look at overdraft fees for checking accounts and early withdrawal penalties for CDs.