The vicious cycle of homeowners insurance: It's increasingly expensive to protect homes in the disaster-prone areas that need it most

• More US insurers are rethinking coverage in certain disaster-prone regions. 
• The cost to insure homes in areas like hurricane-prone Florida has nearly quadrupled since 2019. 
• Some Americans are moving to areas they deem more climate safe like Kansas and upstate New York.

The insurance industry is feeling the heat of increasing costs related to natural disasters and the repercussions are trickling down to homeowners.