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If you aren't sure if you can qualify for a mortgage because your credit isn't great, you might be able to buy a home with an FHA mortgage. These mortgages are backed by the Federal Housing Administration, which enables lenders to offer mortgages to a larger range of borrowers.
FHA mortgages are geared toward first-time homebuyers and those with poor credit or lower incomes. They also tend to have better interest rates than conforming loans.