Our experts answer readers' home-buying questions and write unbiased product reviews (here's how we assess mortgages). In some cases, we receive a commission from our partners; however, our opinions are our own.

Think your credit is too low to get a mortgage? You might be closer to qualifying than you think. There are plenty of lenders out there that accept low or bad credit scores, and many even have flexible requirements for borrowers who have recent negative credit events like bankruptcies or foreclosures.