Our experts answer readers' personal loan questions and write unbiased product reviews (here's how we assess personal loans). In some cases, we receive a commission from our partners; however, our opinions are our own.

A personal loan can be a good way to get quick cash for expenses like home improvement projects, moving costs, or a vacation. You'll pay it off in monthly installments, and your interest rate will be fixed for the life of the loan. Your credit score is a primary factor in determining the interest rate for your loan. There are plenty of lenders offering personal loans for fair credit.