Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page.

The information for the following product(s) has been collected independently by Business Insider: U.S. Bank Cash+® Visa® Secured Card, Bank of America® Customized Cash Rewards Secured Credit Card, U.S. Bank Altitude® Go Visa® Secured Card. The details for these products have not been reviewed or provided by the issuer.

Secured credit cards tend to be devoid of flashy ongoing benefits and high earning rates. They instead serve one main purpose: to get someone with poor (or no) credit on their feet.