Our experts answer readers' insurance questions and write unbiased product reviews (here's how we assess insurance products). In some cases, we receive a commission from our partners; however, our opinions are our own.
If you're interested in purchasing life insurance, a term policy may be your most affordable option.
While you won't get lifelong or any cash value advantages, a term policy can protect your family in the event of your untimely death in your prime earning years.