Emily Irwin of Wells Fargo, left, and a stock image of a lottery winner, right, in a composite images.
Emily Irwin of Wells Fargo, left, and a stock image of a lottery winner, right, in a composite images.
  • Emily Irwin, who works for Wells Fargo Bank, advises lottery winners on how to spend their money.
  • She told Insider that people don't realize that winners are given very little support or guidance.
  • These are her tips for what you should do immediately after winning.

This as-told-to essay is based on a conversation with Emily Irwin, senior director of advice for Wells Fargo Bank's Southern Division. The following has been edited for length and clarity.

Many people tend to overlook this, but after winning the lottery, you are essentially on your own.