A home inside a glass jar being struck by lighting and flames surround it.
Insurance is supposed to make you feel secure from tragedies — but companies are eager to make dealing with them a nightmare.

Insurance is one of those things that we all need and pay a ton for the privilege of having — but also never think about, hoping we never have to use it, and knowing that if we do, it will likely be a hellish experience. Unfortunately, as premiums for everything from home insurance to car insurance skyrocket, more of us are being forced to dwell on the opaque and convoluted insurance industry.