Our experts choose the best products and services to help make smart decisions with your money (here's how). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page.

A young woman looking at her laptop and paperwork at a kitchen table.
If you need funds quickly, a 401(k) loan offers several advantages over other loans or 401(k) plan withdrawals — but there are many rules to follow.