A couple standing outside of a house.
About 12% of homebuyers in 2023 did not use a real-estate agent.
  • Diem Nguyen recently bought a home near San Francisco without using a real-estate broker.
  • She is in the minority: More than 85% of American homebuyers this year used an agent.
  • Buying without a realtor might save you a little cash, but it can be risky for inexperienced buyers.

In October, Diem Nguyen bought a home in the San Francisco Bay Area for $1.6 million — without a realtor.

The 36-year-old tech worker used Aalto, a home-buying and selling website that looks at first glance like Zillow or Redfin. House hunters can browse on-the-market and off-market homes in certain parts of California, see market data, and even submit offers.