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A photo of a young family in front of a house with a for sale sign in the foreground.
If you're not in a rush for housing, it’s probably better to improve your credit instead of getting a subprime loan.

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Personal Finance, Loans, Mortgages, subprime-mortgages, personal-finance-insider, pfi-reference, pfi-storytelling, pfi-freelance
Source
What is a subprime mortgage?