Gen Z is more stressed about their savings than any other age group. Here's what else they're worried about.

• Gen Z is more stressed than any other generation about their savings accounts, a BI survey shows.
• Nearly half of Gen Z adults worry about their daily spending.
• One Gen Z grad student says she loses sleep over her financial responsibilities.

Gen Z adults are getting their first doses of financial responsibility.

Young adults are taking on more financial obligations as they pursue independence, and it's taking a toll. Business Insider asked more than 600 adult Gen Zers what financial responsibilities stress them out the most — and nearly half of them put savings at the top of their list.

That's a greater share of people worried about saving than any other generation, according to the BI survey.

In the midst of inflation, widespread layoffs, and overall uncertainty about the future, Gen Z is still figuring out how to budget for bills and rent while keeping their daily spending in check.

Although savings, paying bills, daily spending, and rent take up the top spots as sources of stress, about 26% of Gen Zers are also worried about their parents' financial well-being.

Some Gen Zers are still living with mom and dad, and they've come to look to them for shelter and safety. In fact, 60% of Gen Z respondents to an Experian survey said they depend on their parents financially.

"It's definitely challenging to navigate adulthood in this generation," Kailyn Williams, a 24-year-old graduate student, told BI.

Williams said that her generation "doesn't have the luxury" to live in the moment. As a young person seeking financial independence, she makes all of her decisions with the future in mind — for better or worse.

"I can't really get a full night's rest because I'm worrying about setting myself up for success," Williams said.

Gen Z is struggling. They have complained about a lack of entry-level positions in corporate America, loneliness, and they're still learning how to navigate the post-pandemic world.

"I just wish there was a way for us to pause and catch up to the pace set by today's economy," Williams said.