Sunset on the open ocean with beautiful sailboat.
  • Business Insider spoke with people who've lived on a boat full-time.
  • The individuals lived and worked on sailboats from between one to eight years.
  • One couple rented out their home while they sailed the Eastern Seaboard for a year.

Boats and yachts are often linked to the ultra wealthy, but regular everyday people with average incomes have access to these enticing water vessels. Whether someone wants to rent a boat for a day or live on a yacht for a year, there are accessible ways to achieve this goal.