Gift cards are displayed at a Target store, in New York/
Americans are expected to spend nearly $30 billion on gift cards this holiday season, according to the National Retail Federation. Restaurant gift cards are the most popular.
  • An estimated 70% of gift cards are used within six months, according to Paytronix.
  • Still, billions of dollars worth of gift cards end up being forgotten or simply go unused.
  • You have at least five years from the time of purchase — or from the last time money was added — to use them.

Gift cards make great stocking stuffers — just as long as you don't stuff them in a drawer and forget about them after the holidays.