oahu hawaii
Oahu, Hawaii.
  • Hawaii is the most expensive state for a comfortable retirement at over $2 million for 25 years.
  • Massachusetts, California, and New York all had minimums of $1.2 million for a comfortable retirement.
  • Americans are conflicted over how much to save for retirement — some think they'll need $1.8 million.

You will need upwards of $1 million for a comfortable 25-year retirement in 16 states — and $2 million in Hawaii.