- Ben Ruan is a top-1% earner who tries to live frugally so he can be rich one day.
- Working in the tech industry as a data analyst, Ruan purchased a £450,000 apartment in London.
- He said he's saving his income to invest in businesses and make more money.
This as-told-to essay is based on a transcribed conversation with Ben Ruan, a data analyst living in London. Business Insider has verified his income and homeownership with documentation. The following has been edited for length and clarity.
Despite being a high earner now, I didn't do that well in school. I luckily managed to get into Coventry University. I started a degree in economics before switching to business marketing.