Ben Ruan, a man in beige coat taking a selfie in a mirror.
Ben Ruan bought a house in Central London with his high tech salary.
  • Ben Ruan is a top-1% earner who tries to live frugally so he can be rich one day.
  • Working in the tech industry as a data analyst, Ruan purchased a £450,000 apartment in London.
  • He said he's saving his income to invest in businesses and make more money. 

This as-told-to essay is based on a transcribed conversation with Ben Ruan, a data analyst living in London. Business Insider has verified his income and homeownership with documentation. The following has been edited for length and clarity.

Despite being a high earner now, I didn't do that well in school. I luckily managed to get into Coventry University. I started a degree in economics before switching to business marketing.