10 ways wealthy Americans save big on taxes, from putting mansions in trusts to guaranteeing inheritance for future generations

• The wealthiest taxpayers have many tools at their disposal to pay less to Uncle Sam.
• Some tactics, like donating to charity via trusts, might seem far-fetched but are perfectly legal.
• Lawyers and bankers to the ultra-rich told Insider how these rarified techniques work.

Thanks to tax cuts made during the Trump administration, Americans can give or hand down about $13 million in assets without paying federal estate tax. Only 0.2% of taxpayers have to worry about this tax, and they hire top-notch accountants and lawyers to pay as little as possible.

"This is a wealthy person's playground problem," Robert Strauss, partner at the law firm Weinstock Manion, told Insider.