I've been a Jack in the Box franchisee for 3 decades. Here are 4 surprising things about franchising a fast-food restaurant.

• Terry Jones has been a franchisee of Jack in the Box restaurants for nearly 37 years.
• He spoke to Business Insider about the surprising parts of being a franchise owner.
• Buying a franchise restaurant is more expensive than you might expect, he said.

Much like owning your own independent restaurant, owning and operating a fast-food restaurant as a franchisee can be a lot of work.