Meet a boomer who thought she'd be retired by now but wants to help her millennial son: 'I'm not going to sit back and watch him not be able to go buy groceries'

• Kelley Herford, 63, thought she'd be retired by now. Instead, she's still working.
• Herford said that she and her peers did everything right but are still struggling.
• Like more and more boomers, she's also helping to support her millennial child.

Kelley Herford, 63, thought she'd be retired at the age of 62, or even 60.

"I've been blessed, but this isn't what I expected my retirement years and pre-retirement years to look like," she said.

Instead of drawing from a strong pension and not worrying about anything — her original vision for retirement — Herford is still punching the clock.

"I'm just going to have to work until I can't work any longer," she said.