nycb new york community bancorp
  • The implosion of New York Community Bancorp highlights an unusual risk for banks: growing too fast.
  • New York Community Bancorp's 64% stock crash was in part caused by the increased regulatory scrutiny it received after crossing $100 billion in assets.
  • "The irony is that if it wasn't for the regional banking crisis, New York Community Bancorp may never have triggered the $100 billion asset threshold at all," economist Marc Rubinstein said.

American capitalism incentivizes growth, and investors reward companies for it. But it can be a completely different story in the banking sector, and New York Community Bancorp is the latest example.