house for sale sign
Many homeowners are reluctant to lose cheap mortgage rates by moving house.
  • Making mortgages portable could help unfreeze the US housing market, experts say.
  • Letting people keep cheap mortgage rates when they move could boost listings and transactions.
  • Rolling out portable mortgages may risk pushing rates higher and disrupting the market's functions.

Copying the way mortgages work in countries such as Canada and the UK could help thaw the frozen US housing market, experts say.