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- Anne Lester is the former head of retirement solutions for JP Morgan Asset Management.
- Lester managed billions of other people's money but often maxed out her own credit cards in her 20s.
- She said she had to make more "friction" between herself and spending money to curb her bad habits.
I was 26 with my life crammed into three suitcases. I had just finished an internship in Tokyo and was flying to Italy to move in with my boyfriend. I was in the final round for a great job and was excited to start my new life. I walked up to the counter and handed my one-way ticket to the agent. The man frowned at my comically large bags and heaved them onto the scale.
"Sumimasen," he said in Japanese, "the allowance is one normal-sized bag. You need to pay a fee for oversized luggage."
"How much?" I asked.