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- Our family of four is buying a house in Austin, Texas, in 2024.
- Despite enticing alternatives, a fixed-rate mortgage remains the best option for us.
- Alternative mortgages are getting more popular but present too much risk and long-term costs for us.
The current economy has many hopeful homebuyers searching for a way to save on their mortgages.
However, the classic option may still be the best for many of us.