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- A Northwestern Mutual survey found Americans think they need $1.46 million to retire comfortably.
- For Gen X, many of whom are less than two decades from retirement, that number rose to $1.56 million.
- But they only have $108,600 saved on average and might outlive their savings, per the survey.
It'll take a lot of money for most Americans to feel comfortable retiring — and many of them are way behind.