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- Buy now, pay later company Affirm is starting to offer loans for elective cosmetic procedures.
- BNPL works differently from a credit card — critics say it can encourage people to pile on debt.
- It's not just available for Botox, though. Dental and vet bills can be paid this way, too.
"Buy now, pay later" company Affirm has identified a new category for growth, according to a new report from Reuters: elective medical procedures like Botox, nose jobs, and even dental treatments.