I earn $150K a year as a creator on OnlyFans. I work 9-hour days, 7 days a week.

• Lauren Spencer is a top-performing OnlyFans content creator.
• The 50-year-old said that her earnings totaled around $150K last year.
• She gave Business Insider a behind-the-scenes look into how she runs her enterprise.

This as-told-to essay is based on a conversation with Lauren Spencer. It has been edited for length and clarity.

I established my OnlyFans page in 2020. My monthly account statements show I'm among the platform's top earners. After OnlyFans takes its 20% cut, I take home an average of $150K a year.

Before the pandemic, my husband and I ran a house-cleaning business in our native UK, making around $85K a year.

But, when COVID struck, we couldn't visit people's homes. We needed a change of direction.

I'd done a little work for a sex chatline to supplement our income when my kids were young. It made sense to try going back into the adult industry. After discovering foot fetishes were especially in demand, I decided to try to cater to people in that audience.

Financially, I'm in a better spot now that I'm on OnlyFans. I also don't have to pay staff like we did in our previous business.

Content creators are in charge of their own promotion

My husband and I only have to rely on each other. He does much of the camera work, so we're together all day. It's helped strengthen our marriage.

But the hours are very long. I work on and off from 6:30 a.m. until 9 p.m., seven days a week, usually averaging about nine hours a day.

In the early morning, I'll typically spend two hours replying to client emails and posting pictures, videos, and voicemails on social media platforms like Instagram and X.

On OnlyFans, content creators are responsible for promoting themselves. It's vital to be seen online as much as possible. The more famous you get, the more money you make.

I'll work out between 8 a.m. and 9 a.m. before resuming work. My busiest time is between 12 p.m. and 4 p.m. when I create more content. This mostly involves doing live streams and custom videos.

Next, I'll take a couple of hours of break before returning to answering emails, social media promotion, and scheduling posts. Sometimes, I'll mentor other creators — mostly new girls — through OnlyFans' referral program. I give them advice. In return, my OnlyFans account is credited with 5% of their first year of earnings.

There's no need to hire a studio or professional photographer

The cost to the OnlyFans users varies. Group livestreams are included in the $10 monthly subscription. You can also pay $50 for a 10-minute private livestream in my room. I also offer 10-minute custom movies for $100.

My expenses are low. We film on my iPhone 12 Pro-Max and never use a studio or professional photographer.

But I pay for the premium service on X and an online takedown service to guard against stolen content. There are also accountancy fees.

I'll occasionally buy lingerie, shoes, and clothing. But I often recoup the cost of my stockings and socks. I can charge foot fetishists up to $60 for a pair of my socks, which I mail worldwide.

My fans say that I look like a real woman they can relate to

I'm 50 now, and it's surprising to me that I'm so popular. But my fans say I'm more real than other OnlyFans creators. I've never had any work done.

As for family and friends, they're happy that I'm happy and doing well. They know I couldn't earn this kind of money elsewhere.

I work from home, with a flexible schedule, doing something fun with high-profit margins and minimal outgoings.

I never pay for pedicures at a nail salon

My husband and I have already been able to buy a four-bedroom house. We paid all cash.

I'm aware that I have to look after myself — especially my feet. You won't ever find me walking barefoot on a rough surface.

Every night, I soak my feet in warm, soapy water. Then, I use a buffer to soften the skin on my heels and toes. I put moisturizing cream on my feet with Vaseline to lock it in.

People ask me if I ever get professional pedicures. It wouldn't be worth my while. Many fans like to watch me remove my nail polish and paint my nails again. They often choose the color. Hot pink is the most popular shade.

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