Shelly October, Gabriela Ariza, Oz Chen
- Millennials in the FIRE movement are emphasizing financial independence over traditional early retirement.
- Many say they want to retire from their 9-to-5 jobs but continue working in lower-stress positions.
- Five millennials on track to reach financial independence share why they're not set on retiring early.
Shelly October, 41, thinks she'll have the financial means to retire early by her mid-50s. But she has little intention of doing so.