A couple who achieved financial independence and retired in their 30s shares their $280,000 a year budget raising 2 kids in San Francisco

• Sam Dogen and his wife retired in their 30s, raising two kids on a nearly $300,000 budget in San Francisco.
• Dogen and his wife pull in well over six figures from passive investments and side gigs.
• Their current expenses nearly equal their net income, though they may soon face a $60,000 gap.

Sam Dogen and his wife both retired in their mid-30s, haven't had a full-time job since the mid-2010s, and are raising two kids in San Francisco on a budget of nearly $300,000.