Some homeowners are doing surprisingly badly, even as their homes grow more valuable than ever

• A severe housing shortage has made both buying and renting increasingly unaffordable.
• But those lucky enough to own a home are struggling, too. 
• Harvard report finds cost-burdened homeowners rose by three million from 2019 to 2022.

You may have heard it's a terrible time to buy or rent a home. A severe shortage of housing, high mortgage interest rates, and strong demand from a growing number of new households have made it increasingly unaffordable to put a roof over your head.