How a Seattle couple achieved financial independence in their mid-30s after paying their way through school — and why they don't want to retire early

Sat, 07/06/2024 - 05:37

Mai-lan Phan and her husband Ryan Wagoner achieved financial independence but chose not to retire early.
They amassed over $4 million by living modestly, investing wisely, and avoiding lifestyle creep.
Despite their wealth, they prioritize intentional spending, future planning, and financial education.

Mai-lan Phan and her husband, Ryan Wagoner, both 36, reached financial independence, but neither wants to fully retire early.