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- Nancy, 72, has no retirement savings and relies on her salary and Social Security.
- She's looking into low-income housing and wishes the US had a better social safety net.
- Increasingly, lower-income older Americans face retirement with insufficient savings.
Nancy, 72, loves her life. She loves living in the Seattle area, and is happy to log in remotely to her job in education after years of working as a teacher.
"I've had a real happy life, and I'm a happy person," said Nancy, whose last name is known to Business Insider, but withheld over privacy concerns.