A 26-year-old property owner shares his non-traditional approach to breaking into a red-hot housing market — even in one of the most expensive cities in the US

• 26-year-old Anirudh Kaushik decided to purchase a home in San Francisco during the pandemic.
• He chose a tenancy-in-common, or TIC, ownership model with an adjustable-rate mortgage.
• Kaushik shared the details of his investment strategy in an interview with Business Insider.

Today's housing market poses various challenges for Gen Z and millennials looking to buy property. High mortgage rates, skyrocketing home prices, and pesky hidden costs all make owning a home extremely difficult.